Rewards Cash Back Checking

Get rewarded for everyday spending with Rewards Cash Back Checking. Earn 2.00% cash back on debit card purchases, up to $120 per year ($10 per month) when you meet the monthly qualification requirements.* Plus, enjoy nationwide ATM fee refunds and convenient access to your money wherever life takes you.

Features

  • No minimum balance required

  • $5 monthly paper statement fee if not enrolled in digital statements

  • Earn 2.00% cash back on debit card purchases*

  • Cash back earned on up to $500 in debit card purchases each month

  • Earn up to $120 in cash back annually*

  • ATM fee refunds up to $20 per qualification cycle when qualifications are met*

  • $50 minimum opening deposit

Earning Your Rewards Is Easy

To receive your cash back rewards and ATM fee refunds during each Monthly Qualification Cycle, simply:

  • Make at least 12 debit card purchases

  • Have at least 1 direct deposit, ACH credit, or ACH payment transaction post and settle

  • Be enrolled in and receive digital statements

Important Information

Enrollment in digital statements is required to earn Rewards Cash Back benefits, including cash back on purchases and ATM fee refunds. Accounts receiving paper statements will be charged a $5 monthly paper statement fee and will not qualify for Rewards Cash Back rewards during that statement cycle.

Don't Qualify This Month?

No problem. Even if you don't meet the monthly qualification requirements, your account remains active and ready to earn rewards in the very next qualification cycle. Simply complete the qualifications during the next cycle to start earning cash back and ATM fee refunds again.

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Questions?

*When Rewards Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to $500.00 of signature based debit card purchases that post and settle to the account during that cycle period. The maximum cash back earned per statement cycle is $10.00. If qualifications are met monthly, you will also receive up to $20.00 refund for nationwide ATM fees incurred during the qualification cycle. The qualification cycle ends on the fourth Wednesday of each month. All transactions must post and settle by that day to be counted for qualification. Debit card purchase means any PIN or signature based transaction performed at any location other than an ATM. Transactions may take more than three business days to post and clear from the transaction date. Available to personal accounts only. Limit one account per social security number. Minimum of $50.00 deposit to open account. When Rewards Cash Back qualifications are not met, you will not receive cash back on signature based debit card purchases and ATM fees are not refunded. Cash Back percentage and ATM refund amounts are subject to change.