Plan for your future by investing today. IRAs are personal plans that provide income tax advantages for retirement savings. Federal law provides for FDIC insurance coverage of up to $250,000.00 for certain retirement accounts. IRAs can also offer important tax saving advantages.


  • $500.00 minimum opening deposit

  • Various maturity terms and competitive interest rates offered

  • At the end of term, you have the option of making another investment choice or rolling the IRA over for the same term. Interest is paid quarterly

  • May not withdraw from account until age 59 1/2 without substantial penalty

  • Must come in to bank to complete account opening process

For more information or to start the process of opening an Individual Retirement Account, email one of our IRA experts below.

Julie E. Welborn
Vice President / Cashier
Fisher Location


Carla B. McGrew
Branch Manager
Mahomet Location