Home Equity Loans


A Home Equity line of credit allows you to borrow against the equity in your home with no closing costs or annual fees. You are able to draw against your pre-approved credit limit as needed for up to 5 years. Use your HELOC to make improvements to your home, payoff your college debt or even take a vacation. The application process is easy and many times quicker than a conventional mortgage.

Interested?

Apply or find out more by emailing one of our mortgage experts below.


Damian C. Spencer
Community President & CMO
Champaign Location
NMLS ID 519743

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Jason B. Enos
Vice President / Retail Loan Officer
Mahomet Location
NMLS ID 1549966

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Angela M. Seidelman
Vice President of Lending
Fisher Location
NMLS ID 763802

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Garrett Talla
Retail Loan Officer
Champaign Location
NMLS ID 2334878

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“Jason

Jason Whaling
Vice President of Mortgage Lending
Catlin Location
NMLS ID 221701

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