check out our competitive rates!

Account Type	Interest Rate	Annual Percentage Yield	Minimum Balance	Nature of Compounding	Penalty
Regular Savings	.75	.75	$100.00	Quarterly	6 free w/d, $1.00 charge for each thereafter, no interest paid if balance is less than $100.00
Junior Account	.75	.75	None	Quarterly	6 free w/d, $1.00 charge for each thereafter
Christmas Club	.75	.75	$1.00	Simple interest paid at club year end	No withdrawals
Now Account	.50	.50	$500.00	Daily balance & interest paid monthly	$10.00 if balance falls below $500.00
Money Market Plus	.95	.95	$1,000.00	Daily balance & interest paid monthly	$15.00 if balance falls below $1,000.00. Transfers are limited
	1.25	1.26	$25,000.00		to six per statement cycle with
	2.25	2.27	$50,000.00		no more than three by check
	3.50	3.55	$100,000.00
Prime Benefits and Foundation Club	.70	.70	$2,500.00	Daily balance & interest paid monthly	No interest is paid if balance is less than $2,500.00

Certificate of Deposit (CD's)

Account Type	Interest Rate	Annual Percentage Yield	Minimum Balance	Nature of Compounding	Penalty
3 Month	2.00	2.01	$500.00	pd. @ maturity	1 month interest
6 Month	2.30	2.32	$500.00	Simple interest monthly or compounded quarterly	1 month interest
12 Month	2.55	2.57	$500.00	quarterly optional	1 month interest
18 Month	2.70	2.73	$500.00	quarterly optional	3 month interest
24 Month	2.80	2.83	$500.00	quarterly optional	3 month interest
30 Month	2.85	2.88	$500.00	quarterly optional	3 month interest
36 Month	3.05	3.09	$500.00	quarterly optional	3 month interest
48 Month	3.40	3.44	$500.00	quarterly optional	3 month interest
60 Month	3.50	3.55	$500.00	quarterly optional	3 month interest
Automatically renewable at current rates. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL

IRA Rates

Account Type	Minimum Amount	Rate	Annual Percentage Yield
6 Month	$500.00	2.45	2.47
12 Month	$500.00	2.65	2.68
18 Month Fixed	$500.00	2.85	2.88
24 to 30 Month	$500.00	3.00	3.03
36 to 48 Month	$500.00	3.40	3.44
May Not Withdraw From Accounts Until Age 59 1/2 Without Substantial Penalty. Interest Is Added Quarterly. MEMBER FDIC Our Investment Options will give you competitive rates, giving you the banking edge at a price you can afford. If you need further information on any of these products, simply call us at 217.897.1136 in Fisher or 217.586.1136 in Mahomet.